Creditor Objection to Plan

(a) Time for Filing Creditor Objection.

(1) The deadline for a creditor to file an objection to confirmation of a plan is seven (7) days before the date set for the initial confirmation hearing or twenty-eight (28) days after service of the plan, whichever is later.

(2) In the event of dismissal and reinstatement of the case before the initial date set for the meeting of creditors, the deadline for creditor objections shall be seven (7) days before the rescheduled initial confirmation hearing or twenty-eight (28) days after service of the plan, whichever is later.

(3) If the case is dismissed after the meeting of creditors but before expiration of the deadline for creditor objections, and the case is later reinstated, the deadline for creditor objections shall be the later of the original objection deadline or fourteen (14) days after reinstatement. 

(b) Non-objection Is Acceptance.  The failure of a party in interest to timely file an objection to confirmation constitutes acceptance of the plan under Code § 1325.

(c) Valuation Objection.  A secured creditor who disagrees with the valuation of the creditor’s collateral in the plan must file an objection containing the creditor’s estimate of the value of the collateral, the method of determining the value, and the amount of claim that is secured. On request, the debtor must make the collateral available to the creditor for inspection and appraisal.

Notes 2026:  Rule amended to establish uniform deadlines for creditors to object to confirmation of a chapter 13 plan and clarify how those deadlines are calculated when a case is dismissed and later reinstated. Amendments also delete the provision permitting waiver of the requirement that the Court conduct a confirmation hearing.