CAUTION: Before Filing Without an Attorney
Video: Bankruptcy Basics – Legal Assistance
A person, married couple, or business that files for bankruptcy is called a debtor. A person or business that is owed money is called a creditor.
Bankruptcy law can be complicated. If you are considering bankruptcy, it is strongly recommended that you get advice from a qualified bankruptcy attorney to help you decide whether bankruptcy is right for you. Filing bankruptcy is an important financial decision that can have long-term legal and financial effects.
Individuals and married couples may file bankruptcy without an attorney, which is called filing “pro se.” However, businesses and partnerships must have an attorney to appear in bankruptcy court. A case filed by a business or partnership without an attorney may be dismissed.
Only licensed attorneys in good standing with the State Bar of Arizona or another state bar may practice before this court and provide legal advice. Judges, court employees, trustees, legal assistants, paralegals, document preparers, and notaries cannot provide legal advice. The court cannot recommend attorneys.
How a Bankruptcy Attorney Can Help
A bankruptcy attorney can:
- Help you decide whether to file for bankruptcy.
- Help you choose the right bankruptcy chapter.
- Explain which debts may be discharged.
- Explain whether you may be able to keep your home, car, or other property.
- Explain the possible tax effects of filing.
- Advise you about whether to continue paying creditors.
- Explain bankruptcy laws and court procedures.
- Help you complete and file forms.
- Assist you with most parts of your bankruptcy case.
Everyone involved in a bankruptcy case must follow all applicable court procedures, local rules, federal rules, and bankruptcy laws, whether or not they have an attorney.
Bankruptcy Resources and Volunteer Attorneys
If you are considering bankruptcy or have already filed, it is strongly recommended that you watch the court’s Bankruptcy Basics videos and review the general information and glossary of terms. The videos are available in English and Spanish on the United States Court’s YouTube channel and provide short explanations of bankruptcy concepts and procedures. General information and a glossary are also available on the Administrative Office of the United States Courts’ website.
You may also schedule an appointment online to speak with a volunteer attorney by telephone or meet with one in person. The Clerk’s Office provides informational packets and required forms online.